Press Release:
May 18, 2007

Compass Analytics Develops Enhanced Loan Valuation by Integrating STANDARD & POOR’S Residential Loan-Level Models.

San Francisco, CA – May 18, 2007– Compass Analytics, LLC and Standard & Poor’s Ratings Services announced today the successful integration of the Standard & Poor’s LEVELS® credit model and SPIRETM cashflow model into Compass’s Mortgage Analytics solution, CompassPoint™.

Compass and Standard & Poor’s customers will now have loan-level access to LEVELS® and SPIRETM through CompassPointTM for loan valuation, rate sheet generation, best execution and duration modeling. Compass’s integration of LEVELS® and SPIRETM will enable the broader mortgage market to employ loan-level credit enhancement in pricing individual loans as well as determining their best secondary market execution.

"Standard & Poor’s supplies industry-leading credit enhancement and cash flow models," said Rob Kessel, Managing Partner of Compass Analytics. "Compass’s loan-level integration of LEVELS® and SPIRETM is a substantial enhancement to Compass’s mortgage valuation and trading analytics, designed to seamlessly integrate the valuation process from mapping of loan data through structured cash flow valuations.”

Steve Galli, Director at Standard & Poor’s, commented, “We are extremely pleased to market our residential mortgage-backed security models via the Compass Analytics platform and are committed to delivering analytical solutions to our mutual customers as well as to the broader mortgage community.”

Compass Analytics provides valuation and interest rate risk management solutions to mortgage capital markets participants. Compass Analytics licenses its software CompassPoint™ to mortgage traders, investors and secondary marketing departments in order to provide unparalleled analysis in previously unattainable speed. CompassPoint’s™ loan-level models, integrated file mapping, market and credit inputs, whole loan and structured cash flow analysis and reporting capabilities give CompassPoint™ users the competitive advantage in evaluating all mortgage collateral. In addition to licensing CompassPoint™, Compass uses CompassPoint™ internally to provide third party valuations as well as outsource hedge execution services, both of which draw on Compass’ considerable expertise and access to market color. For more information about Compass Analytics, please visit its website at http://www.compass-analytics.com or contact Kellie Kramer at 415-925-2810 or kkramer@compass-analytics.com.

Standard & Poor's, a division of The McGraw-Hill Companies (NYSE:MHP), is the world's foremost provider of financial market intelligence, including independent credit ratings, indices, risk evaluation, investment research and data. With approximately 8,500 employees, including wholly owned affiliates, located in 21 countries. Standard & Poor's is an essential part of the world's financial infrastructure and has played a leading role for more than 140 years in providing investors with the independent benchmarks they need to feel more confident about their investment and financial decisions.
For more information about Standard & Poor’s structured finance products, please visit www.standardandpoors.com or contact Stephen Galli at 212-438-1490 or Stephen_galli@standardandpoors.com.

For more information about Compass Analytics, please visit its website at http://www.compass-analytics.com or email kkramer@compass-analytics.com.